April 21, 2025
AgencyHome Insurance for Airbnb and Short-term Rentals: Do You Need Extra Coverage?
Renting out your home or a spare room on platforms such as Airbnb can be a great way to earn extra income—but have you checked your insurance policy lately? If you’re a homeowner using your property as a short-term rental, standard home insurance may not provide all the protection you need. Why Standard Home Insurance […]
March 19, 2025
AgencyReturn-to-work Programs: Benefits for Employers and Employees
Return-to-work programs are structured plans designed to help employees transition back to their jobs after an absence due to injury, illness or other personal reasons. These programs are becoming increasingly popular as organizations recognize the value of supporting their workforce through challenging times of change. By facilitating a smooth reintegration process, return-to-work programs can offer […]
February 26, 2025
AgencyHow to Find the Best Auto Insurance Agent Near You
Finding the right auto insurance agent can significantly impact your overall experience with purchasing and managing your auto insurance policy. A knowledgeable and reliable agent can help you navigate the complexities of insurance, ensuring you get the coverage that best suits your needs. Understanding Your Insurance Needs Before searching for an auto insurance agent, you […]
January 20, 2025
AgencyHow Insurance Companies Determine Fault in an Accident
When an accident occurs, a crucial step in the claims process is determining who is at fault. This determination can significantly impact the outcome of the claim and the responsibilities of the parties involved. Insurance companies follow a systematic approach to assess fault. Accident Details The process begins with gathering information from all parties involved […]
November 23, 2024
AgencyThe Impact of Traffic Violations on Your Auto Insurance in Florida
Traffic violations can have a significant impact on your auto insurance rates. One consequence of traffic violations is an increase in your insurance premiums. Insurance companies view traffic violations as indicators of risky behavior, which translates to a higher likelihood of future claims. More severe violations, such as reckless driving or DUI, can lead to […]
June 19, 2024
AgencyUnderstanding the Unique Challenges of Home Insurance in Florida
Florida homeowners can face unique challenges when it comes to home insurance. The state’s homeowners must contend with soaring premiums, limited carrier options and a litigious environment. What Challenges Do Florida Homeowners Face? The following are challenges Florida homeowners may face when insuring their homes: Frequent severe weather threats—Florida’s picturesque location along the Gulf of […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]