enero 20, 2025
AgencyHow Insurance Companies Determine Fault in an Accident
When an accident occurs, a crucial step in the claims process is determining who is at fault. This determination can significantly impact the outcome of the claim and the responsibilities of the parties involved. Insurance companies follow a systematic approach to assess fault. Accident Details The process begins with gathering information from all parties involved […]
noviembre 23, 2024
AgencyThe Impact of Traffic Violations on Your Auto Insurance in Florida
Traffic violations can have a significant impact on your auto insurance rates. One consequence of traffic violations is an increase in your insurance premiums. Insurance companies view traffic violations as indicators of risky behavior, which translates to a higher likelihood of future claims. More severe violations, such as reckless driving or DUI, can lead to […]
junio 19, 2024
AgencyUnderstanding the Unique Challenges of Home Insurance in Florida
Florida homeowners can face unique challenges when it comes to home insurance. The state’s homeowners must contend with soaring premiums, limited carrier options and a litigious environment. What Challenges Do Florida Homeowners Face? The following are challenges Florida homeowners may face when insuring their homes: Frequent severe weather threats—Florida’s picturesque location along the Gulf of […]
octubre 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]