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Homeowners Insurance

June 24, 2025
Agency

Hurricane Deductibles in Florida: How They Work and Why They Matter

Florida homeowners face a unique insurance challenge during hurricane season: the hurricane deductible. Unlike standard deductibles, which apply to most claims, hurricane deductibles are triggered specifically by storms officially declared as hurricanes by the National Hurricane Center. These deductibles are a critical part of homeowners insurance policies in Florida, where the risk of storm damage […]
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April 21, 2025
Agency

Home Insurance for Airbnb and Short-term Rentals: Do You Need Extra Coverage?

Renting out your home or a spare room on platforms such as Airbnb can be a great way to earn extra income—but have you checked your insurance policy lately? If you’re a homeowner using your property as a short-term rental, standard home insurance may not provide all the protection you need. Why Standard Home Insurance […]
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